Bank Holidays July 2025: Full List of Dates Banks Will Be Closed (July 6–13)

Are you planning a bank visit soon? Then you should check the latest update on Bank Holidays July 2025 to avoid any inconvenience. The Reserve Bank of India (RBI) and respective state governments have issued a comprehensive list of holidays for July 2025, which includes public holidays, regional observances, and regular weekend closures.

From July 6 to July 13, banks across India will observe multiple non-working days, including the second Saturday and Sunday weekly offs. Some states may also witness closures for local festivals.

This article gives you a state-wise breakdown of all bank holidays next week, along with the full list of closures in July 2025, so you can plan your financial activities without any hassle.

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🗓️ Bank Holidays July 2025: July 6 to July 13 Schedule

During the week of July 6 to July 13, 2025, banks in all parts of India will be closed on these dates:

• July 6 (Sunday) – Weekly Off: Banks closed across India.

• July 12 (Saturday) – Second Saturday: Banks remain shut across the country.

• July 13 (Sunday) – Weekly Off: Pan-India bank holiday.

These holidays are applicable to all public and private banks as per RBI guidelines.

Even though there are no additional regional holidays during this specific week, other dates in July include state-wise bank closures due to religious and cultural observances.

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📌 Full List of Bank Holidays July 2025 (State-Wise Calendar)

The RBI has declared seven state-specific bank holidays in July 2025 under the Negotiable Instruments Act. Here’s the complete schedule for your reference:

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🏦 Why Bank Holidays Vary by State

Bank Holidays July 2025 are not uniform across the country because they are determined based on both national importance and local traditions. The RBI, along with state governments, compiles the holiday list annually under the Negotiable Instruments Act.

Weekend closures — all Sundays and second/fourth Saturdays — apply uniformly nationwide. However, holidays related to religious festivals, tribal traditions, or state celebrations may be applicable only in specific cities or regions.

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🔍 Key State Holidays in July 2025 Explained

🔹 Kharchi Puja – July 3 (Agartala)

A traditional Hindu festival in Tripura, Kharchi Puja honors the fourteen deities known as Chaturdasha Devata. It involves grand rituals and public processions.

🔹 Guru Hargobind’s Birthday – July 5 (Jammu & Srinagar)

Observed in J&K to commemorate the sixth Sikh Guru, Guru Hargobind, who introduced the concept of spiritual and military balance (Miri-Piri).

🔹 Beh Deinkhlam – July 14 (Shillong)

Celebrated by the Jaintia tribe, this vibrant festival symbolizes the fight against evil. It includes colorful floats, music, and traditional dances.

🔹 Harela – July 16 (Dehradun)

Primarily observed in the Kumaon region of Uttarakhand, Harela celebrates the monsoon and agricultural prosperity.

🔹 Death Anniversary of U Tirot Singh – July 17 (Shillong)

A day of remembrance for U Tirot Singh, a Khasi chief who resisted British colonial rule in Meghalaya.

🔹 Ker Puja – July 19 (Agartala)

Dedicated to Ker, the guardian deity of Tripura, this unique festival focuses on protection from calamities and disasters.

🔹 Drukpa Tshe-zi – July 28 (Gangtok)

A significant Buddhist event in Sikkim marking the day Lord Buddha gave his first sermon.

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📲 What Banking Services Are Still Available?

Even during Bank Holidays July 2025, several banking services remain available:

• ATMs – Fully operational for cash withdrawals.

• UPI Payments – Continue without interruption.

• Mobile Banking & Net Banking – Functional unless under maintenance.

• Credit/Debit Card Payments – Unaffected.

⚠️ Services That May Be Delayed:

• Cheque clearances

• Account updates at branches

• Cash deposits requiring manual verification

• KYC or document submissions

Always plan such services on working days to avoid disruptions.

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💡 How to Plan Ahead During Bank Holidays

If you need to handle essential banking tasks during Bank Holidays July 2025, consider the following tips:

• Withdraw cash early if your area sees heavy ATM usage.

• Schedule cheque payments and physical visits around holidays.

• Use digital methods (NEFT, IMPS, UPI) for urgent fund transfers.

• Check your local branch’s working hours ahead of time — some regions may have special schedules.

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🔎 Where to Check Official Holiday Announcements

You can verify the official Bank Holidays July 2025 list through:

• The RBI’s official website – under the “Holidays” section

• Your bank’s app or website – holiday calendars are often published monthly

• Visiting your local branch – printed holiday notices are usually displayed on notice boards

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📋 Summary: July 6–13, 2025 Bank Holiday Snapshot

These are nationwide closures. However, other regional bank holidays will follow in the second half of the month.

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✅ Final Thoughts

Whether you’re making a big transaction, need to submit documents, or plan to visit the bank branch — knowing the Bank Holidays July 2025 is essential. While next week (July 6–13) is mostly limited to weekend offs, regional closures later in the month may lead to long gaps in branch operations in certain states.

Thanks to digital banking, most services are available even during holidays, but for anything that requires physical verification or assistance — plan ahead.

Source: Mint

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